Motor Insurance

Comprehensive Motor Insurance (Personal) – protects insured vehicles from the financial losses that arise from damages, theft, injuries and other liabilities 

• Own Damage & Theft – Covers the repair or replacement of vehicle if stolen, damaged in an accident or by fire, explosion, lightning and malicious acts 
• Bodily Injury/Death – Covers your legal liability in excess of CTPL for vehicular accident related bodily injury or death to a 3rd party
• Property Damage – Covers your legal liability for vehicular accident related property damage to a 3rd party 

Extensions to Comprehensive Coverage: 

1. • Acts of Nature – if damaged by flood, typhoon, hurricane, earthquake, volcanic eruption and other natural disasters
   • Accident Insurance for Passengers – covers the medical expenses incurred by you and your passengers as a result of vehicular accident 
   • Loss of Use – Up to Php 7,500 per accident as reimbursement for actual consequential transportation expenses that resulted from vehicular accident
   • Personal Effects – Up to Php 15,000 per accident, covers vehicular accident-related loss of or damage to personal effects with exclusions
   • Pet Injury Coverage – Up to Php 15,000 per accident, covers vehicular accident-related injury/death to pets

Comprehensive Motor Insurance (Fleet) protects fleet owners from the financial losses that arise from damages, theft, injuries and other liabilities in relation to their insured vehicles

Compulsory Third Party Liability covers your legal liability for vehicle accident-related bodily injury/death to a third party